Commission Disclosure

​When arranging funding for your vehicle purchase, we work with our preferred lenders. This generally includes a captive lender who is associated with the brand of vehicle you are purchasing. We act on our own behalf when making this introduction and not as an independent financial advisor. This means that we will provide you with all of the information that you need regarding the finance products available, but we will not offer you advice or make a recommendation. You will need to decide on whether a particular finance product is right for you, based on the information we provide. There are other lenders and products available in the wider finance market and you are at liberty to investigate these before making your decision.​

Our general approach is to introduce you first to the captive lender associated with the brand of vehicle you are purchasing. If they are unable to make you an offer of finance, we will then seek to introduce you to our next preferred lender. We do not charge our customers any fees for this service. These lenders will pay us a commission for introducing you to them. Different lenders may pay us different commission. This is normally either a fixed fee or a fixed percentage of the amount you borrow. In addition, captive lenders associated with our brand partners commonly offer us preferential rates for the funding of our vehicles and may also provide us with financial support towards our colleague training and marketing costs.​

Before we introduce you to a lender, we will first disclose the amount of commission that we will receive from the lender in the event that you conclude your finance agreement with that lender and ask for your consent to progress your proposal. You will be quoted a fixed rate of interest, secured with the relevant lender and our sales teams do not have the discretion to change that rate.